Brand · HR & Payroll for SMEs
SMEPayroll
SMEPayroll is A&B Group's HRMS and payroll software purpose-built for Singapore small and mid-sized businesses, operated by People Central Pte Ltd. Where PeopleCentral is the full HR OS for growing and multi-country operations, SMEPayroll is the simpler, focused option for companies that want core payroll, leave, claims, and attendance done well, MOM and CPF compliant, at SME pricing with up to 50% PSG funding. Customers report running full company payroll in 10 to 15 minutes a month.
The differentiator
What makes SMEPayroll different.
Not every Singapore business needs an enterprise HR OS. SMEPayroll exists because most SMEs do not need every feature, they need the essentials done right at the right price.
First, it is IMDA pre-approved under both PSG (up to 50% subsidy for Singapore SMEs) and Tech-and-GO! (up to 80% for non-profits and social service agencies), so the real cost to an eligible business is dramatically lower than alternatives.
Second, it is genuinely simple: customers describe doing full company payroll in 10 to 15 minutes a month, with no training and no IT project, because the product is designed for an SME finance person to use, not an HRIS administrator. The trade-off is fewer enterprise-grade features; the upside is that nothing is in your way.
10-15
Minutes for full company payroll run
50%
PSG subsidy for eligible Singapore SMEs
80%
Tech-and-GO! funding for Social Service Agencies
CPF
Auto-calculated, MOM and IRAS compliant
Features
What SMEPayroll includes.
Everything an SME needs to run HR and payroll correctly in Singapore. Nothing that gets in the way.
Payroll with automated CPF, SDL, and statutory deduction calculations, IR8A and AIS submissions to IRAS, and itemised payslips compliant with MOM guidelines.
Leave management with all statutory leave types built in and configurable per company.
Claims and expense management with workflow approvals.
Timesheet and attendance with shift scheduling.
Performance appraisals and recruitment modules.
Mobile apps for employees and managers.
AI chatbots for routine queries.
Alerts and reminders for birthdays, passport expiries, and statutory deadlines.
Cloud-based with multi-approver workflow automation.
Government grants
Two government grants you can use.
SMEPayroll is pre-approved under both schemes and the team supports the grant application process.
PSG
Productivity Solutions Grant
For Singapore SMEs adopting SMEPayroll under the IMDA SMEs Go Digital programme.
Tech-and-GO!
For Social Service Agencies
SMEPayroll is pre-approved. Ideal for non-profits and charities managing lean HR functions.
Fit
Who SMEPayroll is for.
Singapore SMEs that want straightforward, MOM-compliant payroll without the cost or complexity of an enterprise HRMS. Non-profits and Social Service Agencies (eligible for Tech-and-GO! at 80% funding). Small finance teams or single-person HR functions where payroll is one of many responsibilities. Businesses that need core HR functionality (payroll, leave, claims, attendance) rather than a full suite.
Track record
Proof.
IMDA PSG pre-approved (50% subsidy). Tech-and-GO! pre-approved (80% funding for Social Service Agencies). Cloud-based and accessible from anywhere. Customers report payroll runs taking 10 to 15 minutes a month. Singapore-built, MOM and CPF current.
PSG subsidy
Up to 50%
Tech-and-GO! funding
Up to 80%
Payroll run time
10-15 minutes
Compliance
MOM, CPF, IRAS
Context
SMEPayroll in A&B Group.
SMEPayroll is operated by People Central Pte Ltd, the founding entity of A&B Group. It sits alongside PeopleCentral as the SME-fit option in the group's payroll portfolio. Companies that outgrow SMEPayroll's scope typically move up to PeopleCentral or move across to GoHRBPO's fully outsourced service.
FAQ
Frequently asked questions.
What is SMEPayroll?
SMEPayroll is the HRMS and payroll software from A&B Group built specifically for Singapore small and mid-sized businesses. It is PSG pre-approved (up to 50% subsidy) and includes payroll, leave, claims, attendance, appraisals, and recruitment modules.
Is SMEPayroll eligible for the PSG grant?
Yes. SMEPayroll is IMDA pre-approved under the Productivity Solutions Grant. Eligible Singapore SMEs can claim up to 50% subsidy.
What is the difference between SMEPayroll and PeopleCentral?
PeopleCentral is the full HR OS used by 1,000+ Singapore companies including growing and multi-country operations. SMEPayroll is the simpler, lower-cost option built for SMEs that want core payroll, leave, claims, and attendance without enterprise complexity. Both are operated by People Central Pte Ltd.
Is SMEPayroll suitable for non-profits?
Yes. SMEPayroll is pre-approved under Tech-and-GO! for Social Service Agencies, offering up to 80% funding support.
Is SMEPayroll cloud-based?
Yes. SMEPayroll is cloud-based and accessible from anywhere, with mobile apps for employees and managers.
Who owns SMEPayroll?
SMEPayroll is operated by People Central Pte Ltd, the founding company of A&B Group, a Singapore holding company.
Get started
Check PSG eligibility for SMEPayroll.
PSG pre-approved. Up to 50% subsidy for eligible SMEs. Up to 80% for Social Service Agencies.